Blogs

Stop Choosing Mutual Funds by Their Last Year's Returns Imagine two mutual funds. Fund A delivered a 32% return over the past year, while Fund B returned 19%. At first glance, Fund A appears to be the obvious winner. But what if its benchmark returned 35%, its portfolio was heavily concentrated in a handful of stocks, and it took substantially more risk to generate its returns? Suddenly, Fund B looks more interesting. This is precisely why investors need to understand how to

India's financial ecosystem is undergoing one of its most significant transformations with the rapid expansion of Gujarat International Finance Tec-City (GIFT City). Designed as India's first International Financial Services Centre (IFSC), GIFT City aims to position India alongside global financial hubs such as Singapore, Dubai, and London. For decades, Non-Resident Indians (NRIs) often relied on overseas financial centers to access international investment opportunities, tax

If you have ever checked your portfolio during a market crash, you know the feeling. A tightening in the chest.A silent question: Should I stop investing?A louder one: What if this keeps falling? In March 2020, when global markets collapsed amid uncertainty, even seasoned professionals hesitated. In 2022, when interest rates surged and valuations corrected, confidence wavered again. And yet, every cycle has followed the same pattern: fear at the bottom, euphoria at the top, r